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It is a fast, hassle-free and the cheapest way of money transfer, which you can do from anywhere and at anytime It requires just a single click authentication that involves only two factors It requires only the UPI ID for carrying out a transaction In Facebook And Google One does not need to share, store, or remember any sensitive information related to the account You can easily link all your accounts to this one ID on the UPI app Facebook And Google With the UPI app, you need not carry cash. Even use of ATMs is not required to leave aside getting cheques encashed. 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